The Aadhaar Enabled Payment System (AePS) uses the ubiquitous Aadhaar ID and Biometrics
in order to perform Banking transactions such as Cash Withdrawals, Cash Deposits, Funds Transfers, Balance Enquiry & Fetching Mini Statement. Even in a small village, a person can walk into a Banking Agent's outlet and withdraw cash using their Aadhaar ID and Biometrics.
NPCI Gateway allows to connect in a secure and compliant manner for enabling Aadhaar enabled transactions such as eKYC, Withdrawal, deposits, Demo auth, Balance inquiry etc.
This gateway is built to easily adapt to other standard protocols offered by Nation IDs of other countries
We support Account opening using Aadhaar eKYC, OCR of IDs (PAN, Aadhaar, Voter Id, DL & passport), Face biometric; On-us and Off-us deposits and withdrwals, Balance inquiry, transaction inquiry and several service requests
We support Registered Devices (RD) for securely handling AEPS transactions. All major brands of STQC certified biometric devices are supported.
AEPS transactions are reconciled with the partner bank in real time. The recon framework either works through APIs in realtime or through a file based reconciliations method. A three way recon is supported across X, Y & Z.