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Novopay Banking

Novopay D-Bank is a core banking system that delivers 100% digital transaction banking, AI powered Lending products, State-of-the-art payments products and protocols, Mobile first frontend apps and a private and secure cloud based infinite scalability.

AI Driven

Novovpay's Banking Platform includes an AI engine that is joined at the hip to the CBS components. If its the asset module there is a AI based credit rating engine that will lower NPAs and increase scale of loan processing using ML algorithms. Novopay's customer segmentation algorithms can be used to upsell various financial products and services to customers.

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Mobile First

The Novopay Banking Solutoin comes with mobile apps out-of-the-box. This means "mobile banking" solutions does not have to be built as an after-thought. All client features and modules are availbale as Mobile apps - making it a mobile first platform.

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Cloud Enabled

The entire Novopay Banking Platform is cloud enabled, which means elasticity of the solution is built into the deployment architecture. If there is a huge spurt of transaction volumes during the holiday season for instance, the Novopay Banking Platform will gracefully scale up with extra infrastructure on the cloud to meet the demand. It also deliver's on a very high level of securoty assurance as a part of the colud solution. Novopay is cloud provider agnostic, and our solution can be deployed on AWS, Azure or the Google Cloud services.

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API Enabled

Novopay's Banking Solution can be thought of as Banking APIs since all services big and small are availbale through an Application Programatic Interface (API). This provides the ability for partners to weave new and more powerful and nuanced customer solutions using the Banking API's of the Novopay Banking Platform.

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Analytics Driven

The Novopay Banking Platform has build in Dashboard and Analytics capability that is provided out-of-the-box. This powerful analytics capability provides real-time analytics with rich GIS mapping and other dashboard visualizations that make decision making rational and easy. These Dashboards are built on highly scalable No-SQL and queing technologies allowing for hunderds of millions of events to be crunched to deliver valuable insights into the busniess metrics that make decision making a natural and logical outcome of business data.

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Rapid Deployment

The Novopay Banking Solution can be deployed rapidly in a matter of weeks due to both the technology architecture as well as the deployment model. The layering architecture and lego blocks of microservice components available as APIs make for a modular design that allows for rapid solution deployment. The fact that Novopay also provides a custom development and dev-ops team per client speeds up the focus and speed of solution delivery.

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